This endorsement was withdrawn from use in 2013. . This endorsement is used when the company wants to avoid the entire products and completed operations exposure, or when all premises and operations classifications on the policy include this exposure and a separate limit for this coverage is not needed. . Adds members, trustees and clergymen as additional insureds for liability arising out of church activities. Only the "professional" exposure of construction management, and that of any architect, engineer or surveyor is excluded. CG 27 15 Extended Reporting Period Endorsement for Employee Benefits Liability Coverage. The claims-made forms are not reviewed in this Policy Guide. Eliminates the $50,000 of legal liability coverage for negligent damage to rented premises. See CG 21 49 above. Eliminates from the CGL definition of "insured contract" the words, "except in connection with construction or demolition work on or within 50 feet of a railroad," to give coverage for easement agreements that obligate the insured contractor to indemnify a railroad. A claim paid for damages arising out of one project would not affect the aggregate at other projects of the insured. Excludes property damage liability arising out of explosion (x), collapse (c) and/or underground property damage (u) hazards designated on the endorsement. Blanket Building $ Flood : Blanket Pers Prop $ Blanket BLDG & PP $ $ $ Boiler and Machine: . The project owner is protected by the OCP policy primarily in two circumstances. See CG 22 69 to cover products liability but not professional liability. - Please confirm on the certificate or by uploading endorsement(s) that Waiver of Subrogation applies to this policy. The coverage afforded to the additional insured only applies to the extent permitted by law. This is a professional liability exclusion for the specific risks named. If coverage for these exposures is to be provided on the CGL, attach endorsement CG 22 69 for products liability only or CG 22 97 for products and professional liability. Excludes all liability arising out of the products and completed operations hazards. Adds a separate insuring agreement to include coverage for property damage arising out of failure of seeds to germinate, erroneous delivery of seed, or error in mechanical mixture of seed. See CG 21 60 for an absolute Year 2000 exclusion. Provides coverage for incidental application of "over the counter" herbicides or pesticides on lawns under the insured's regular care. CG2010 Scheduled Additional Insured $25 charge per endorsement and Blanket Additional Insured $100 . THIS ENDORSEMENT CHANGES THE POLICY. Used as an alternative to endorsement CG 21 06 (above) when the insurer agrees not to amend Exclusion "p" in Coverage A (Bodily Injury and Property Damage). Covers the insured's legal liability for damages caused by an act, error or omission in the administration of employee benefit programs, on a claims-made basis and subject to limits shown in the endorsement. Enter your official contact and identification details. Same as CG 24 17 except the coverage does not apply to the sole negligence of the indemnified railroad. Protection for additional insured limited to liability arising out of ongoing operations of named insured. Excludes damage to property being laundered or cleaned in a serf-service or coin-operated laundry or dry cleaner. Inland Marine - no restriction on value. Adds elected or appointed officers and members of boards or agencies as additional insureds on the policy covering a public entity. Creates an exception to the pollution exclusion to cover the escape of a pollutant specifically listed in the endorsement schedule. Not approved for general use in Texas, but could be used on a "large risk. Expands the definition of coverage territory to include anywhere in the world, and provides for reimbursement of the insureds legal expenses and judgments if the insurer is prevented by law from directly defending or indemnifying in the country where a claim takes place. (Applicable only to the Owners and Contractors Protective Liability Coverage Part) Adds these professionals as additional insureds (excluding professional liability) when they are engaged by the named insured. Account Deletes coverage for "oral or written publication of material that violates a person's right of privacy.". Also excluded is the costs of "reducing any property" to physical possession above the surface of the ground, as might be required following a well blowout. This coverage may include potentially risky exclusions and reflect the following estimated terms and limits: $1,000,000 per occurrence. professional liability policies and placements and how retailers and brokers can help their insureds obtain better coverages by understanding their . Excludes from a contractor's policy all work in connection with a wrap-up project where the contractor's interest is covered elsewhere. Makes the vendor's policy excess over protection provided by the manufacturer's or distributor's policy under a vendors endorsement. 2. Excludes bodily injury and property damage arising out of rolling stock (rail cars) while track is being constructed or repaired. Provides additional insured status to a designated person or organization that has granted the named insured a license. See CG 33 90 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Removes the contractual liability exclusion from personal injury coverage, for designated contracts. Typically, the aggregate limit is two or three times the occurrence limit. $2,000,000 products/completed operations aggregate. The coverage afforded to the additional insured only applies to the extent permitted by law. A "Per Policy" aggregate means the most your insurer will pay for the total of all claims during your policy term (usually one year) is the first number - $2M. A separate Designated Construction Project General Aggregate Limit applies to each des-ignated construction project, and that limit is equal to the amount of the Other Than Prod-ucts/Completed Operations Aggregate Limit shown in the Declarations. Limits coverage afforded by Liquor Liability coverage part, CG 00 33, to the premises designated on the endorsement, or newly acquired premises for 30 days. Coverage for additional insured applies only to current operations of insured (not past) and not to any work performed for the additional insured. A per project aggregate endorsement modifies your General Liability policy so that you have a separate and distinct limit of coverage for each project upon which you work. Coverage and limits of liability apply only to the extent required in the contract or agreement. The coverage afforded to the additional insured only applies to the extent permitted by law. Does not cover liability arising out of the townhouse owner's individual property. Per project aggregate endorsement; iii. Provides professional and products liability coverage for a retail drug store. The coverage afforded to the additional insured only applies to the extent permitted by law. Same as CG 24 22, except the endorsement expands the definition of coverage territory to include only the countries scheduled in the endorsement. Adds an architect, engineer or surveyor "engaged by you" as an additional insured, excluding their professional liability. Provides additional insured status to a designated person or organization on a contractors policy for completed operations exposures. The fact that corporal punishment may be administered in a proper and legal manner has no bearing on the exclusion. Waiver of subrogation on blanket basis . Legal Liability and Borrowed Equipment a. NY & IL: $2,000,000 per occurrence and $4,000,000 aggregate. Extends coverage to include BI or PD arising out of the operation of a customer's auto on the insured's premises for purposes other than parking, which is already covered by exception to the auto liability exclusion. $1,000,000 personal & advertising injury. If the state increases the required limits of $1,000,000 for BI and $500,000 for PD during the policy period, the limits are amended as needed to conform to Texas law. Excludes liability relating to exposures of the named risks, including design, specifications, supervision and inspection. This endorsement was withdrawn from use in 2012 but reinstated in 2013. Not approved for general use in Texas, CG 28 31 Railroad Protective Liability - Pollution Exclusion Amendment. The first coverage is when the project owner is held vicariously liable for acts or omissions of the general contractor. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. When per-project limit wording is not required: "X is included as additional insured with respect to the general liability as required by written contract per the attached endorsement." It does not provide coverage for liability arising out of completed operations, and it is not intended to cover the additional insured's own supervision of work. Same as CG 04 28, except not limited to cause by named perils. $2,000,000 general aggregate. Wrap blanket around, secure with hook and loop strap. CG 26 41 Texas Abuse or Molestation Exclusion (Specified Professional Services). Coverage for additional insured limited to liability arising out of ongoing operations of named insured. This endorsement is for use with the claims-made liquor liability coverage part, CG 00 34. What is a Each Occurrence Limit? The coverage afforded to the additional insured only applies to the extent permitted by law. Pack of 1 Unit. Provides additional insured status to a designated person or organization on a contractor's policy for completed operations exposures. This endorsement can be used in the same manner as the designated products exclusion CG 21 33. Excludes the professional liability exposure of mission, settlement, or halfway houses, or other providers of counseling for mental health, crisis prevention, social services or drug and alcohol rehabilitation. (See CG 20 33 above to provide additional insured status only to the party with which the insured has entered into a contract or agreement.) Adds unit-owners as additional insureds for liability arising out of common areas. Amends cancellation provisions and adds nonrenewal provisions required by law: (1) cancellation of a new policy for any reason within the first 60 days; (2) cancellation of a new policy after 60 days or a renewal policy only for specific reasons; (3) 10 days' notice of cancellation; (4) nonrenewal with 60 days' notice. Eliminates the subcontractor exception to exclusion "I" (Damage to Your Work). Additional insured status applies only to the person or organization which has entered into the contract or agreement. The Designated Construction Project General Aggregate Limit is the most we will pay for the Medical payments coverage for these individuals is excluded in the basic policy. Excludes the professional liability exposure of medical or diagnostic testing facilities. CG 33 94 Texas Additional Insured Owners, Lessees Or Contractors Completed Operations. Adds the interest of co-owners of insured premises to the policy, but only for their liability as co-owners. A "Per Policy" aggregate means the most your insurer will pay for the total of all claims during your policy term (usually one year) is the first number - $2M. CG 25 02 Amendment of Limits of Insurance. CG 26 46 Texas Abuse or Molestation Exclusion. Primary occurrence limit cannot be less than $1,000,000.00. Limits coverage to the insured's liability arising out of trust properties in which the insured has a fiduciary or representative interest. PNC endorsement Fill in the Blank: A is sent to the insured to collect additional information regarding business operations as it relates to the industry. the U.S. Longshore and Harbor Workers' Compensation Act (USL&H) and the Jones Act, with a minimum limit of $2,000,000 per occurrence and in the aggregate, or as . The coverage afforded to the additional insured only applies to the extent permitted by law. Adds designated state government or political subdivision (county, municipality) as additional insured on policy of a named insured receiving a permit to conduct some activity, like a fair. 3. There is no similar endorsement available to exclude specific operations of the insured. This endorsement was withdrawn from use in 2013. 5 commonly requested endorsements for contractors | State Auto Coverage B applies to liability caused by the independent contractor. The Designated Construction Project General Aggregate Limit is the most we will pay for the Per project aggregate; Endorsements. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Removes all of paragraph (1.) Adds the designated interest as an additional insured to a policy covering the named insured's property. - 30 Days Notice of Cancellation Required. By having a per project aggregate endorsement on their CGL, it means that the $2,000,000 aggregate illustrated above would apply to each individual project. 456 Market St - Building: $2,000,000. A "Per Project" aggregate means the insurer will pay the same $2M for all claims that occur from any specific project. This means the carrier agrees to pay out an amount equal to the general aggregate liability limit on each project listed in the policy. Includes elected or appointed officials and members of boards or commissions as insureds under the policy of governmental entity. CG 24 27 - Limited Contractual Liability - Railroads. Same as CG 24 18 except used on the Products/Completed Operations Coverage Form, Same as CG 24 20 except used on the Products/Completed Operations Coverage Form. Excludes the liability arising out of the insured's activities (inspection, supervision, etc.) Provides reimbursement for expenses incurred because of a covered product withdrawal, subject to an aggregate limit and deductible shown in the endorsement. Eliminates liability protection for employees of the insured, other than the executive officers of a corporation, and for volunteer workers. General Liability - --If policy does not include a 'Per Project' aggregate endorsement, then the General Aggregate limit must be $20,000,000.--Personal and advertising Injury limit must be $10,000,000.--Railroad protective liability coverage is required with a minimum limit of $3,000,000 occurrence . Think of it as insurance on the shelf - you use it as you need it. For use with OCP coverage part, CG 00 09, this amends the bodily injury definition to include the personal injuries of false arrest, detention or imprisonment. Per policy aggregate is an absolute limit. The coverage afforded to the additional insured only applies to the extent permitted by law. Used with experience - rated risks to show experience rating date. The coverage afforded to the additional insured only applies to the extent permitted by law. Adds a designated person or organization (a vendor) as an additional insured to a manufacturer's or distributor's policy to protect them for liability arising out of sale or distribution of the named insured's products. Tips on how to complete the Cg2026 endorsement fillable form on the web: To begin the form, utilize the Fill camp; Sign Online button or tick the preview image of the blank. Perhaps a project will last 15 months, so . CG 32 08 Texas Changes - Binding Arbitration. Amends the limits of liability after policy inception. Make Bends, Offsets Or Saddles In PVC. Provides products liability for a retail drug store, but excludes professional liability coverage arising out of consulting, referral or similar services, etc., with an exception for administering of vaccinations. Re dating your ex. (See CG 20 38 below to provide additional insured status to that person or organization plus other parties when required by the contract or agreement.) . The Designated Location General Aggregate Limit is the most we will pay for the sum of all damages under Paragraph . For example, if you perform work at one location, and are sued for bodily injury, your per project aggregate will restore your limit of insurance for your next project. This endorsement was withdrawn from use in 2012 but reinstated in 2013. ", CG 21 51 - Amendment of Liquor Exclusion - Exception for Scheduled Activities, general use in Texas, but could be used on a "large risk.". There is no exception for liability assumed under an insured contract. Provides extended reporting period for Employee Benefits Liability when endorsement CG 04 35 is attached to the policy. Modifies the intentional injury exclusion (a) of Coverage A so that it does not apply to corporal punishment of a student by or at the direction of the insured. The sole negligence of the named risks, including design, specifications, supervision, etc. the coverage to! 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